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The Allowance for Loan and Lease Losses (ALLL) is your bank’s most critical quarterly calculation. The amount a bank must set aside in loan loss reserves can impact the bottom line to the extent of being the difference between profit and loss. Add today’s regulatory emphasis on managing loan portfolio risk, and it is easy to understand why your bank’s ALLL estimate is so important.

The MST Loan Loss Analyzer (ALLL Solution) automates the calculation and documentation for estimating ALLL, providing the bank a reliable, repeatable process for determining ALLL and satisfying regulatory requirements while eliminating the demands and concerns associated with manual processes.

MST Announces Upcoming Release of Acquired Loans System
System will automate Day 2 accounting functions for Loss Sharing, Fair-Value, and Tax Accounting.
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ALLL - Principles for Reviewing Loans
MST has been successful in garnering the support of federal regulators who understand that we design solutions that help banks assess and protect their loan portfolios against losses.
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Common Mistakes In Determining ALLL
No one has to tell a banker that the screws have tightened, that the next federal examiner to enter the bank is going to scrutinize their loan portfolios more closely than the previous one
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Loan Portfolio Risk Reduction
Automating tracking and reporting with the mst Loan Administration System is the mos efficient way to correct what has been a cumbersome and unreliable manual approach
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My Bank Welcomes mst
There are a number of similarities between First United Bank and Trust and mst, primarily a commitment to customer service.
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February Inside Tip
It’s an unfortunate reality in business that a decision maker who faces a conflict of interest will sometimes, if not often, make a bad call.
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Agility Is Important
In an environment where regulators continue to define and refine the rules, you can expect agility from mst.
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mst Automates Various Credit Review Functions with mst Review
mst Review is a credit administration tool that that will automate various Loan/Credit Review functions.
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Banks Face Certain Criticisms in Their Loan Loss Methodology
It’s not just hype. It’s true. Regulators are scrutinizing bank policy and protocol more than ever before.
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$4.8 Billion Banner Bank Joins mst
Banner Bank, based in Walla Walla, Washington is implementing the mst Loan Loss Analyzer.
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Ontra, and mst Working Together On Loss Sharing
Austin, TX based Ontra has historically analyzed, managed, restructured and/or liquidated over $15 billion in distressed loan and real estate assets.
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MIB Relies On Both Loan Loss Analyzer, Loan Administration System
A pair of mst solutions are now fully operational within Jefferson City, MO based Midwest Independent Bank or MIB.
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The Peoples Bank Continue To Depend On mst
One of the most successful banks in North Georgia is also one of the early adopters of mst solutions for financial institutions.
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