Reduces Risk, Saves Time, Improves Profitability

The Loan Administration System is a complete solution that streamlines your bank's processes for managing risk and minimizing loss inherent in post closing loan administration. It is a comprehensive program proven to reduce shareholder risk, improve regulatory compliance, save time and employee costs, add efficiency to operations and enhance customer service.

Consider the savings associated with protecting your bank from losses from unsecured or unperfected collateral. The Loan Administration System reduces employee costs associated with managing manual or in-house systems. We will configure a solution that is consistent with your infrastructure, processes and bank-specific rules.

Managing the documents and information required to perfect all the collateral securing your institution’s loans can be an unruly task. In our initial implementation sessions to configure the Loan Administration System, we work with your bank’s loan operations executives to evaluate your processes for assembling, tracking and reporting on the documents you require to secure loans.

The evaluation process includes:

• Diagramming your existing methods and systems for tracking and reporting on exceptions
• Reviewing current reports created electronically or manually
• Compiling all loan documentation and related data
• Documenting product types, required documents per product type, tracking fields per document
• Understanding your infrastructure and how you work with your customers
• Using the steps above to identify areas where you bank is exposed to risk of loss
• When appropriate, recommending a document imaging solution
• Determining goals for your loan administration risk management program
• Developing a return-on-investment (ROI) analysis

The Loan Administration System is your customized solution for asset protection. We work first to understand your loan operations program and how you work, then design the solution to comply with your bank rules, workflows and processes. Reports are created to present information by loan, customer, exception and other bank-selected categories.

Executive level bankers rely on the Loan Administration System to provide real-time information on the documents that secure their loans. The solution can virtually eliminate the issue of missing or expired documents. By reducing exceptions, the Loan Administration System ensures more favorable safety-and-soundness regulatory reviews. Banks employing the system have been able to reduce the amounts set aside for loan loss reserves.