ABOUT MST

The Automated Allowance Solutions Pioneer and Leader

MST (MainStreet Technologies, Inc.) is the pioneer of allowance software solutions for financial institutions and remains solely focused on supporting financial institutions in their most critical quarterly calculations with increasingly comprehensive and sophisticated automation and advisory services. Working with banks and credit unions across the U.S. and its territories, MST helps to determine and document their allowance under current U.S. GAAP and in their transition to the more exacting and complex calculations required by the new accounting standard, Current Expected Credit Loss (CECL). 

 

Founded in 1999, MST was one of the first technology companies to focus on the Internet as a tool rather than a franchise. Our software solutions, advisory services, and exceptional customer service and technical support account for our ongoing growth and expansion of our offerings.

Timeline

1999

MainStreet Technologies is founded

2005

Develops automated loan management system

2006

Develops first automated software solution for the allowance for loan and lease losses (ALLL)

2011

Launches the only national, annual conference on the ALLL

2014

Partners with RMA (Risk Management Association) to offer workshops on the allowance

2016

Pioneers the industry introducing the Virtual Economist

Launches MST Advisory Services

MST Leadership Team

Dalton T. Sirmans

Dalton T. Sirmans

CEO, Co Founder

As CEO, Dalton leads MST's human, financial and technological resources, including executing strategy established by the executive team. He is also intimately involved with MST's sales and marketing initiatives.

Michael Jones

Michael Jones

President, Co Founder

As President and the company’s chief technology executive, Michael oversees the development of MST’s software products, managing the MST development team in the creation of leading-edge data management and documentation solutions for financial institutions and government.

Margie C. Sirmans

Margie C. Sirmans

Secretary-Treasurer

Margie has served as MST secretary-treasurer since the founding of the business. With the growth of the company, her role has expanded to include management of all accounting and human resource functions. Under her financial management, the company has been profitable from year one.

John Closs

John Closs

Executive Vice President

John heads up the Technical Sales Group. Since 2005, he has been MST’s primary contact with financial institutions, working one-on-one with credit and risk professionals in financial institutions to analyze their reserve calculation processes and implement the MST Loan Loss Analyzer platform.

Chris Emery

Chris Emery

Director of the MST Special Projects Group

Since 2004, Chris has been dedicated to the development of advanced technology solutions related to the Allowance for Loan and Lease Losses (ALLL). He works with institutions throughout the U.S. to automate and streamline their ALLL methodologies, and presents regularly through webinars and at conferences.

Russell Thomason

Russell Thomason

Director of Customer Service And Technical Support

Russell's responsibilities include managing technical support and the tech support group for both MST financial institution and government clients, ensuring a superior level of accuracy and responsiveness.

Dusty Drake

Dusty Drake

Director of Development

Dusty is responsible for the development and architecture of MST software solutions. He oversees a team of developers who assist in new development and code maintenance for MST’s software platform.

Ryan A. Avery

Ryan A. Avery

Implementation Project Manager

Ryan leads and manages client project implementations, seeing that each client system is built and delivered per agreed upon specifications.

Diana Koch

Diana Koch

Implementation Project Manager

Diana leads and manages client project implementations, seeing that each client system is built and delivered per agreed upon specifications.

Laura Anderson

Laura Anderson

Account Manager

Laura is MST clients’ primary point of contact with the company. Her responsibilities include acting as client advocate, which involves managing client renewals, reporting outstanding issues, and resolving client issues accurately and expediently.

Sandy Colston

Sandy Colston

Business Development Manager

Sandy oversees the MST department responsible for initial contact with bankers and credit union officials. Her team provides education on the value, tools and applications for automating the allowance and credit risk management practices.

Gus Alexander

Gus Alexander

Product Solutions Consultant

Gus works directly with prospective clients to analyze their allowance estimation needs and recommend appropriate solutions. He oversees the client relationship from the time of purchase through the implementation of their system.

Natalie Crawford

Natalie Crawford

Strategic Solutions Consultant

Natalie works with MST financial institution clients to maximize the benefits of automating their allowance processes with the MST Loan Loss Analyzer. Her role includes educating clients and prospective clients on MST solutions as well as on regulatory issues such as FASB’s CECL guidance.

Brandy B. Aycock

Brandy B. Aycock

Director of Marketing

Brandy is responsible for maintaining consistency in the company brand through all its iterations. This includes marketing materials, such as whitepapers and webinars, blog posts and other messaging, as well as planning the annual MST National ALLL Conference, the nation’s only conference dedicated to the allowance.

Why choose MST?

  • Specifically focused on the ALLL and CECL
  • Pioneer and Industry Leader
  • Commitment to education
  • Quality and experience of our technical support and customer service
  • Rapid response and development for new regulations
  • Overall value including total price
  • Expansive network of clients and industry experts
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